Monthly Budget in Bismarck for a Couple
What it costs two working adults, no children to live in Bismarck, ND in 2026.
$2,493
Total Monthly
$5,540
Salary Needed
94
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,128 |
| Essential | Groceries & household supplies | $54 |
| Essential | Utilities (electric, gas, water) | $24 |
| Essential | Transportation (gas, transit, maintenance) | $40 |
| Essential | Car insurance | $306 |
| Essential | Health insurance (couple) | $89 |
| Lifestyle | Internet & streaming | $71 |
| Lifestyle | Phone plan (2 lines) | $170 |
| Lifestyle | Dining out & takeout | $376 |
| Lifestyle | Entertainment & recreation | $235 |
| Essentials Subtotal | $1,641 | |
| Lifestyle Subtotal | $852 | |
| Total Monthly Budget | $2,493 |
💡 Salary Needed: To live in Bismarck as two working adults, no children with a 20% savings margin, you need approximately $5,540/year before taxes.Check affordability →