Cost of LivingUpdated March 2026

Rent Prices Cost in Biloxi, MS

Average rent for a 1-bedroom apartment. Data sourced from BLS, U.S. Census Bureau, and industry surveys.

Avg Cost
$1,940
3% below avg
Cost Range
$970 – $2,909
National Avg
$2,000
State Avg
$1,871
Cost Index
84/100
YoY Trend
+1%
Rising
Reviewed by Sarah Chen, Senior Cost-of-Living Analyst|Last verified: March 2026|Sources: BLS, Census Bureau, HUD
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Average Rent Prices Price in Biloxi

The numbers tell the story: rent prices in Biloxi tracks closely with national pricing, neither notably cheap nor expensive. In dollar terms, that means a typical range of $970 to $2,909 $/mo. This southern smaller city has an agricultural-and-service economy where cost of living stays low because land is plentiful and commutes are short, which shapes everything from labor availability to material costs in this category.

Typical Cost Range in Biloxi
$970$2,909
-3% vs national average
$970$1,940$2,909
LowNational avg: $2,000High

What Affects Rent Prices Prices in Biloxi?

Biloxi is a city where timing matters — the first question isn't "what do you need" but "when do you need it". The housing landscape here features a housing market where the American Dream of owning a home is still financially realistic. The local workforce for rent prices reflects a price-competitive market where local businesses work harder for each customer. And the southern climate shapes demand in predictable ways: the subtropical climate keeps construction crews working year-round, which helps with scheduling but doesn't reduce labor costs.

What Matters Most

Rent consumes the largest share of any budget, and the gap between the cheapest and most expensive US cities is staggering — a 1BR apartment averages $800 in some markets and $3,500+ in others.

Pro Tip

Negotiate lease renewal terms 60-90 days before expiration. Landlords prefer retention over turnover — a 2-3% rent increase is often negotiable down from the 5-8% they initially propose.

Common Mistake

Only comparing advertised rents without factoring in utilities, parking, and pet fees. These add $100-400/month in many markets.

Best Time to Buy

Rent prices peak in June-August when most leases turn over. Signing a lease in November-February often saves 5-10% on the same unit.

Rent Prices Cost: Biloxi vs State & National Average

CategoryBiloxiMississippi AvgNational Avg
Average cost$1,940$1,871$2,000
Low estimate$970$1,403$1,500
High estimate$2,909$2,432$2,600

Take Action on This Data

Rent Prices in Biloxi: $970 – $2,909 (national avg: $2,000)

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Monthly Budget Breakdown

A single person in Biloxi typically spends ~$679 on housing, $291 on food, $233 on transportation, and $155 on utilities monthly. Competitive with or below typical US metro costs. The biggest variable? Housing choice.

Hidden Costs

Newcomers to Biloxi miss: summer cooling ($80-200/month extra), flood insurance, mold prevention costs. Car ownership is essentially mandatory.

Climate Impact on Rent Prices in Biloxi

🌤️ The heat index in Biloxi regularly exceeds 100°F for 3-4 months, limiting outdoor work productivity and increasing labor costs for rent prices.

Year-over-Year Trend

+1%
RisingRent Prices costs in Biloxi

Rent Prices in Biloxi increased 1% year-over-year, slightly above the national average.

Rent Prices Cost Breakdown in Biloxi

Rent Prices Cost Items — Biloxi

Adjusted for Biloxi
12 cost items — hover rows for details
ItemLow Est.High Est.Note
Studio apartment
$582$1,939per month
1-bedroom apartment
$776$2,715per month — most common
2-bedroom apartment
$970$3,394per month
3-bedroom house/apartment
$1,261$4,364per month
4+ bedroom house
$1,745$5,818per month
Security deposit
$485$2,909typically 1 month rent
Pet deposit (if applicable)
$194$485one-time
Pet rent
$24$73per month
Renter's insurance
$15$34per month
Application fee
$25$75per application
Parking (if not included)
$48$291per month
Utilities not included
$97$242per month
12 items listed · All prices in USDData verified March 2026

Is Biloxi Cheap or Expensive for Rent Prices?

Rent Prices costs in Biloxi are shaped by several local factors: a price-competitive market where local businesses work harder for each customer, a housing market where the American Dream of owning a home is still financially realistic, and The subtropical climate keeps construction crews working year-round, which helps with scheduling but doesn't reduce labor costs.. The net effect puts pricing near the national midpoint.

Practical Advice for Biloxi

💡 In a smaller market like Biloxi, the landscape is intimate — 3-8 contractors competing on reliability and relationships. A contractor who does bad work quickly runs out of clients. Relationship-building matters.

Before You Spend: Checklist

  • Consider childcare costs if applicable — they can differ by $500+/month between cities
  • Check commute costs: parking fees, tolls, and gas prices vary enormously
  • Look at grocery store options in your target neighborhood — food costs vary by neighborhood
  • Review utility costs including seasonal heating/cooling variation
  • Visit Biloxi for at least a weekend before committing to a move
  • Research renter's or homeowner's insurance rates for the new area

How to Save on Rent Prices in Biloxi

1

Use a 50/30/20 budget rule as a sanity check: 50% needs, 30% wants, 20% savings. If Biloxi's costs push needs above 55%, your budget is under pressure.

2

Don't overlook hidden costs: parking ($0-400/month), pet deposits, renter's insurance, seasonal utility spikes, and local sales tax differences.

3

Grocery costs in Biloxi vary by store format. Discount grocers (Aldi, Lidl, WinCo) typically save 25-40% versus conventional supermarkets.

4

Factor in MS state income tax when comparing cities. A $5K salary difference can evaporate (or double) depending on state tax policy.

Hidden Costs of Rent Prices in Biloxi That Most People Miss

The published cost-of-living index for Biloxi (84) captures the averages — but averages hide enormous variation. Your actual cost of living depends heavily on choices most indices don't track: whether you own or rent (ownership costs in Biloxi have diverged from rental costs by 5-15%), which neighborhood you choose (a 15-minute drive can mean 20-40% cost differences), and lifestyle factors like dining habits, commute distance, and childcare needs.

What Biloxi's cost index doesn't capture: the "new resident premium." Newcomers to Biloxi consistently overpay for their first 6-12 months — paying above-market rents due to urgency, shopping at convenient but expensive stores before discovering local alternatives, and paying retail prices for services where long-term residents have established relationships and loyalty discounts. Budget an additional 10-15% for your first year.

Seasonal cost swings in Biloxi are another hidden factor. Summer cooling costs can add $150-300/month to utility bills, and hurricane season drives up insurance premiums and emergency preparedness expenses. Annualize these costs when comparing to other cities.

How Biloxi Compares Regionally for Rent Prices

Regionally, Biloxi occupies a middle-market position for rent prices costs. Compared to nearby Mobile, Hattiesburg, New Orleans, Biloxi's pricing reflects its unique economic profile: a smaller market where personal relationships and local reputation drive pricing. The south region generally offers lower labor costs but higher weather-related expenses. Your decision should factor in not just the raw cost, but the value equation: what you get for what you pay, including response times, quality standards, and available options.

What to Expect at Every Budget Level in Biloxi

Budget-Conscious

$970 – $1,116

Minimum viable option for rent prices in Biloxi

Choose value over premium. Focus on essentials first, upgrade later.

Average Household

$1,746 – $2,134

Typical spend for a Biloxi household

This is the sweet spot for value in Biloxi. You get quality without overpaying. Get 3 quotes and pick the mid-range option — it's usually the best value.

Premium / No-Compromise

$2,618 – $2,909

Top-tier rent prices in Biloxi

Premium pricing in Biloxi doesn't always mean better quality — verify that you're paying for substance, not just branding.

Rent Prices Cost Trends in Biloxi

The cost trajectory for rent prices in Biloxi reflects broader trends shaping the southern United States. At a cost index of 84, Biloxi has maintained relatively stable pricing, benefiting from a mature provider market with enough competition to keep prices honest. For those planning major decisions around rent prices in Biloxi, the data suggests taking your time — the market is stable enough to allow careful comparison shopping.

The Bottom Line

Here's what matters for rent prices in Biloxi: at a cost index of 84, this moderate-cost market requires standard diligence — compare options, check credentials, and negotiate. Whether you're budgeting for a project, comparing options, or just researching, the data on this page gives you a solid foundation for Biloxi-specific decision-making.

Compare Biloxi with Other Cities

See how rent prices costs compare in nearby markets.

vs Mobilevs Hattiesburgvs New OrleansAll cities for Rent Prices

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Frequently Asked Questions

What's the most common mistake people make with rent prices in Biloxi?

Only comparing advertised rents without factoring in utilities, parking, and pet fees. These add $100-400/month in many markets. This applies in any market, but it's especially costly in Biloxi where even small mistakes can erode the savings you'd otherwise enjoy.

Is the Mississippi state average different from Biloxi's?

Mississippi's state average for rent prices is $1,871, which is lower than Biloxi's average of $1,940. This means Biloxi is on the pricier side even within its own state.

How much does rent prices cost in Biloxi?

Based on 2026 data from BLS and Census Bureau surveys, rent prices in Biloxi, MS typically costs between $970 and $2,909. The average of $1,940 puts Biloxi 3% below the national average of $2,000.

How does Biloxi compare to other south cities?

Among southern cities in our database, Biloxi ranks near the middle for rent prices. Nearby alternatives include Mobile and Hattiesburg. Use our comparison tool to see exact category-by-category differences.

What factors affect rent prices costs in Biloxi?

The main drivers are: local labor rates (Biloxi's cost index: 84), material and supply costs, Mississippi state licensing requirements, provider competition, and seasonal demand. Rent consumes the largest share of any budget, and the gap between the cheapest and most expensive US cities is staggering — a 1BR apartment averages $800 in some markets and $3,500+ in others.

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