Monthly Budget in Bellingham for a Family of Four
What it costs two adults, two children to live in Bellingham, WA in 2026.
$5,197
Total Monthly
$11,549
Salary Needed
114
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (3BR apartment) | $2,052 |
| Essential | Groceries & household supplies | $135 |
| Essential | Utilities (electric, gas, water) | $32 |
| Essential | Transportation (gas, transit, maintenance) | $77 |
| Essential | Car insurance | $325 |
| Essential | Health insurance (family plan) | $144 |
| Lifestyle | Internet & streaming | $85 |
| Lifestyle | Phone plan (4 lines) | $238 |
| Lifestyle | Dining out & takeout | $399 |
| Lifestyle | Entertainment & recreation | $342 |
| Essential | Childcare (2 children) | $1,368 |
| Essentials Subtotal | $4,133 | |
| Lifestyle Subtotal | $1,064 | |
| Total Monthly Budget | $5,197 |
💡 Salary Needed: To live in Bellingham as two adults, two children with a 20% savings margin, you need approximately $11,549/year before taxes.Check affordability →