Monthly Budget in Bellingham for a Couple

What it costs two working adults, no children to live in Bellingham, WA in 2026.

$2,864
Total Monthly
$6,364
Salary Needed
114
Cost Index

Complete Monthly Budget

CategoryExpenseMonthly Cost
EssentialRent (1BR apartment)$1,368
EssentialGroceries & household supplies$72
EssentialUtilities (electric, gas, water)$22
EssentialTransportation (gas, transit, maintenance)$58
EssentialCar insurance$244
EssentialHealth insurance (couple)$104
LifestyleInternet & streaming$85
LifestylePhone plan (2 lines)$170
LifestyleDining out & takeout$456
LifestyleEntertainment & recreation$285
Essentials Subtotal$1,868
Lifestyle Subtotal$996
Total Monthly Budget$2,864
💡 Salary Needed: To live in Bellingham as two working adults, no children with a 20% savings margin, you need approximately $6,364/year before taxes.Check affordability →

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Bellingham Overview