Monthly Budget in Austin for a Family of Four
What it costs two adults, two children to live in Austin, TX in 2026.
$5,133
Total Monthly
$11,407
Salary Needed
112
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (3BR apartment) | $2,016 |
| Essential | Groceries & household supplies | $138 |
| Essential | Utilities (electric, gas, water) | $33 |
| Essential | Transportation (gas, transit, maintenance) | $74 |
| Essential | Car insurance | $333 |
| Essential | Health insurance (family plan) | $145 |
| Lifestyle | Internet & streaming | $84 |
| Lifestyle | Phone plan (4 lines) | $238 |
| Lifestyle | Dining out & takeout | $392 |
| Lifestyle | Entertainment & recreation | $336 |
| Essential | Childcare (2 children) | $1,344 |
| Essentials Subtotal | $4,083 | |
| Lifestyle Subtotal | $1,050 | |
| Total Monthly Budget | $5,133 |
💡 Salary Needed: To live in Austin as two adults, two children with a 20% savings margin, you need approximately $11,407/year before taxes.Check affordability →