Monthly Budget in Austin for a Couple
What it costs two working adults, no children to live in Austin, TX in 2026.
$2,832
Total Monthly
$6,293
Salary Needed
112
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,344 |
| Essential | Groceries & household supplies | $74 |
| Essential | Utilities (electric, gas, water) | $22 |
| Essential | Transportation (gas, transit, maintenance) | $56 |
| Essential | Car insurance | $250 |
| Essential | Health insurance (couple) | $104 |
| Lifestyle | Internet & streaming | $84 |
| Lifestyle | Phone plan (2 lines) | $170 |
| Lifestyle | Dining out & takeout | $448 |
| Lifestyle | Entertainment & recreation | $280 |
| Essentials Subtotal | $1,850 | |
| Lifestyle Subtotal | $982 | |
| Total Monthly Budget | $2,832 |
💡 Salary Needed: To live in Austin as two working adults, no children with a 20% savings margin, you need approximately $6,293/year before taxes.Check affordability →