Monthly Budget in Amarillo for a Family of Four
What it costs two adults, two children to live in Amarillo, TX in 2026.
$4,056
Total Monthly
$9,013
Salary Needed
84
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (3BR apartment) | $1,512 |
| Essential | Groceries & household supplies | $89 |
| Essential | Utilities (electric, gas, water) | $31 |
| Essential | Transportation (gas, transit, maintenance) | $65 |
| Essential | Car insurance | $383 |
| Essential | Health insurance (family plan) | $121 |
| Lifestyle | Internet & streaming | $63 |
| Lifestyle | Phone plan (4 lines) | $238 |
| Lifestyle | Dining out & takeout | $294 |
| Lifestyle | Entertainment & recreation | $252 |
| Essential | Childcare (2 children) | $1,008 |
| Essentials Subtotal | $3,209 | |
| Lifestyle Subtotal | $847 | |
| Total Monthly Budget | $4,056 |
💡 Salary Needed: To live in Amarillo as two adults, two children with a 20% savings margin, you need approximately $9,013/year before taxes.Check affordability →