Cheaper Alternatives to Austin

Looking for cheaper alternatives to Austin? Its cost index is 112 - that's 12% above the national average. These 5 cities offer a similar experience at a fraction of the price.

Austin Monthly
~$3,282
Avg Alternative
~$2,626
Avg Savings
20%
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Direct Answer

Memphis, TN is the strongest cheaper alternative to Austin, with an estimated 27% lower cost index and about $879/mo in modeled household savings.

These alternatives are ranked by both cost savings and similarity, so the list avoids recommending a cheap city that solves the budget problem but misses the lifestyle or job-market context.

Current city index
112/100

Austin is 12% above the national baseline.

Best alternative
Memphis

Memphis scores highest on similarity plus savings.

Avg savings
20%

Average modeled cost reduction across the top 5 alternatives.

Top monthly savings
$879

Estimated monthly savings if moving to Memphis.

5 Cities Like Austin, But Cheaper

#1

Memphis, TN

south | Pop: 633K | Index: 82
A
Monthly Savings
$879
Annual Savings
$10,548
Cost Index
82
% Cheaper
-27%

Memphis offers 27% lower costs than Austin while staying in the same region. That's $10,548 back in your pocket each year - enough for a down payment fund.

#2

El Paso, TX

south | Pop: 679K | Index: 86
A
Monthly Savings
$762
Annual Savings
$9,144
Cost Index
86
% Cheaper
-23%

El Paso offers 23% lower costs than Austin while staying in the same region. That's $9,144 back in your pocket each year - enough for a vacation fund and emergency savings.

#3

Fort Worth, TX

south | Pop: 959K | Index: 94
B+
Monthly Savings
$528
Annual Savings
$6,336
Cost Index
94
% Cheaper
-16%

Fort Worth offers 16% lower costs than Austin while staying in the same region. That's $6,336 back in your pocket each year - enough for a vacation fund and emergency savings.

#4

Oklahoma City, OK

south | Pop: 681K | Index: 87
A
Monthly Savings
$733
Annual Savings
$8,796
Cost Index
87
% Cheaper
-22%

Oklahoma City offers 22% lower costs than Austin while staying in the same region. That's $8,796 back in your pocket each year - enough for a vacation fund and emergency savings.

#5

Jacksonville, FL

south | Pop: 950K | Index: 96
B
Monthly Savings
$469
Annual Savings
$5,628
Cost Index
96
% Cheaper
-14%

Jacksonville offers 14% lower costs than Austin while staying in the same region. A modest but real savings that adds up over time.

Alternative City Decision Checklist

  1. Compare Memphis against Austin on rent and salary before treating the savings as guaranteed.
  2. Run the move-shock page because deposits, movers, and setup costs can erase early savings.
  3. Use city pages to check neighborhood-level rent, insurance, and commute trade-offs before choosing an alternative.

Why Consider Alternatives to Austin?

Austin is 12% above the national average. For many people, that premium buys access to a strong job market, cultural amenities, and networking opportunities. But if you work remotely, are retired, or can find equivalent opportunities elsewhere, the cost difference is significant.

A family spending $3,282/month in Austin could save $879/month in Memphis - that's $10,548/year that could go toward retirement, education, or investments.

Frequently Asked Questions

What cities are similar to Austin but cheaper?

The top affordable alternatives to Austin include Memphis, El Paso, Fort Worth. These cities share a similar vibe but cost 27-14% less overall.

How much can I save by moving from Austin?

Depending on the alternative city, you could save $10,548-$5,628 per year on living expenses by choosing a lower-cost alternative to Austin.

Is it worth leaving Austin for a cheaper city?

It depends on your situation. If you work remotely, are retired, or can find similar job opportunities elsewhere, the savings can be substantial. Consider factors like career prospects, quality of life, and proximity to family.

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